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Whitney Tjoelker

Whitney Tjoelker

Senior Mortgage Loan Officer
NMLS #:929644
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About Whitney

With nearly 17 years of experience in the financial services industry, Whitney has been a vital part of Peoples Bank since 2008. Starting in retail and transitioning to real estate lending in 2010, she specializes in residential mortgage and construction loans. Over the past 14 years in real estate lending, including five years as a Loan Officer, she has honed her expertise to help clients achieve their homeownership dreams.

Born in Redmond, WA, and raised in Lynden, Whitney has deep roots in the community she serves. She is involved in local organizations, including the BIAWC Home Show Committee and the Lydia Place Community Outreach Committee. Her educational journey took her through Western Washington University and the University of Washington, equipping her with the knowledge and skills to excel in her field.

Outside of work, Whitney cherishes spending time with her son and their dogs, Tuff and June. She is passionate about travel, with Chicago, Nashville, and Maui being some of her favorite destinations. Photography, concerts, yoga, running, and hiking are among her favorite hobbies.

At Peoples Bank, Whitney appreciates being part of a community-focused institution that prioritizes clients’ needs over transactions. Her greatest fulfillment comes from helping clients who once thought homeownership was out of reach, guiding them through the process, and sharing in their joy when they achieve their goals. She is passionate about educating clients and empowering them to navigate the home loan process with confidence. Whitney strives to provide an excellent customer experience, making the financing process as simple and stress-free as possible.

Customer Reviews:

“I loved working with Whitney. She was always very good about answering my questions and was always very prompt in getting back to me.”

“Whitney made me feel very comfortable and she was ‘on point’ throughout the whole process. I was very grateful to have had her helping me.”


With You, Every Step of the Way

As a locally owned community bank, we’ve helped our neighbors buy homes for over 100 years. Our home loan specialists work closely with you to make your dreams of homeownership come true. They’re here to help you through the entire process whether you plan to buy, build, or refinance. 

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes and can help you close on your new home in less than 30 days. We also offer fully underwritten pre-approvals so you know exactly how much you can afford while searching for your dream home.

Community & Professional Affiliations

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