Rates
Checking Accounts
Personal Relationship Checking Rates
| Term | APY* | Interest Rate |
|---|---|---|
| All Balances | 0.03% | 0.03% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum of $50 is required to open the account. There is no minimum to earn interest. Fees could reduce earnings.
Refer to our Personal Fee Schedule and other disclosures for complete details and fee information.
Savings Accounts
Personal Savings Rates
| Term | APY* | Interest Rate |
|---|---|---|
| All Balances | 0.10% | 0.10% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum deposit of $50 is required to open the account. There is no minimum to earn interest. Fees could reduce earnings.
Personal Money Market Account Rates
| Term | APY* | Interest Rate |
|---|---|---|
| less than $25,000 | 0.25% | 0.25% |
| $25,000 - $99,999 | 1.20% | 1.19% |
| $100,000 + | 2.50% | 2.47% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum deposit of $50 is required to open the account. There is no minimum to earn interest. Fees could reduce earnings.
Personal CD Rates
| Term | Less than $25,000 | $25,000 - $99,999 | $100,000 + | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| APY* | Rate | APY* | Rate | APY* | Rate | |||||||
| 6 months | 2.00% | 1.98% | 2.00% | 1.98% | 2.00% | 1.98% | ||||||
| 12 months | 2.05% | 2.03% | 2.05% | 2.03% | 2.05% | 2.03% | ||||||
| 18 months | 2.15% | 2.13% | 2.15% | 2.13% | 2.15% | 2.13% | ||||||
| 24 months | 2.20% | 2.18% | 2.20% | 2.18% | 2.20% | 2.18% | ||||||
| 36 months | 2.25% | 2.23% | 2.25% | 2.23% | 2.25% | 2.23% | ||||||
| 60 months | 2.30% | 2.27% | 2.30% | 2.27% | 2.30% | 2.27% | ||||||
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date listed and applies to the initial term. Rates are subject to change. The APY assumes interest will remain on deposit until maturity. A minimum deposit of $500 is required to open the Personal CD account. There is no minimum to earn interest. A withdrawal will reduce earnings, and a penalty may be imposed for early withdrawal.
Great Beginnings CD Rates
| Term | APY* | Interest Rate |
|---|---|---|
| Great Beginnings CD Rates | 1.80% | 1.78% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date listed and applies to the initial term. Rates are subject to change. The APY assumes interest will remain on deposit until maturity. A minimum deposit of $100 is required to open the Great Beginnings CD account. There is no minimum to earn interest. A withdrawal will reduce earnings, and a penalty may be imposed for early withdrawal.
Youth Savings Rates
| Term | APY* | Interest Rate |
|---|---|---|
| Portion of balance greater than $1,000 | 0.10% | 0.10% |
| Balances up to & including $1,000 | 5.50% | 5.35% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum deposit of $50 is required to open the account. There is no minimum to earn interest. Fees could reduce earnings.
Refer to our Personal Fee Schedule and other disclosures for complete details and fee information.
Health Savings Account Rates
| Term | APY* | Interest Rate |
|---|---|---|
| All Balances | 0.05% | 0.05% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum deposit of $50 is required to open the account. There is no minimum to earn interest. A service fee of $3.00 will be assessed each month.
Health Savings Accounts are subject to limitations and/or penalties imposed by the Internal Revenue Service (IRS). Please consult with your tax advisor.
Personal Loans
Auto & Motorcycle Loans
| Collateral Type | APR* | Sample Payment** |
|---|---|---|
| New (0-3 Years) | 7.38% - 10.08% | $399.91/month based on $20,000 loan amount for 60 months and lowest available APR. |
| Used (4-9 Years) | 7.63% - 10.33% | $402.29/month based on $20,000 loan amount for 60 months and lowest available APR. |
Last Updated On: December 18, 2024
Marine Loans
Marine Loan Rates
| Amount | Term | APR* | Minimum Amount | Sample Payment** | Maximum Loan to Value |
|---|---|---|---|---|---|
| Less than $49,999 | 15 years | 7.74% | $30,000.00 | $282.21/month | 90% |
| $50,000 - $99,999 | 15 years | 7.74% | $50,000.00 | $470.35/month | 90% |
| $100,000 - $749,999 | 20 years | 6.96% | $100,000.00 | $772.96/month | 90% |
| $750,000 - $999,999 | 20 years | 6.96% | $750,000.00 | $5,797.20/month | 85% |
| Over $1,000,000 | 20 years | 6.96% | $1,000,000.00 | $7,729.60/month | 80% |
Last Updated On: December 18, 2024
Home Equity Lines of Credit (HELOC)
EquityOne Line of Credit – Primary Residence & Second Home
EquityOne Fixed Rate Option
EquityOne Line of Credit – Rental & Investment Property
EquityOne Fixed Rate Option
Home Loans
Business Checking
Business DDA Sweep Rates
| Term | APY* | Interest Rate |
|---|---|---|
| less than $25,000 | 0.10% | 0.10% |
| $25,000 - $99,999 | 0.10% | 0.10% |
| $100,000 - $499,999 | 0.25% | 0.25% |
| $500,000 + | 0.85% | 0.85% |
Last Updated On: December 18, 2024
Analysis Earnings Credit
Earnings Credit Rate Analysis Earnings Credit: 0.30%
*Minimum balance required to obtain Annual Percentage Yield (APY).
Business Savings
Business Money Market
Fixed Rate Certificate
Fixed Rate Certificate Rates
| Term | APY* | Interest Rate |
|---|---|---|
| 6 months | 2.00% | 1.98% |
| 12 months | 2.05% | 2.03% |
| 18 months | 2.15% | 2.13% |
| 24 months | 2.20% | 2.18% |
| 36 months | 2.25% | 2.23% |
| 60 months | 2.30% | 2.27% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date listed and applies to the initial term. Rates are subject to change. The APY assumes interest will remain on deposit until maturity. A minimum deposit of $500 is required to open the account. There is no minimum to earn interest. A withdrawal will reduce earnings, and a penalty may be imposed for early withdrawal.
CD IRA
CD IRA Rates
| Term | APY* | Interest Rate |
|---|---|---|
| 6 months | 2.00% | 1.98% |
| 12 months | 2.05% | 2.03% |
| 18 months | 2.15% | 2.13% |
| 24 months | 2.20% | 2.18% |
| 36 months | 2.25% | 2.23% |
| 60 months | 2.30% | 2.27% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date and applies to the initial term. Rates are subject to change. The APY assumes interest will remain on deposit until maturity. A minimum of $100 is required to open the account. There is no minimum to earn interest. A withdrawal will reduce earnings, and a penalty may be imposed for early withdrawal.
Money Market IRA
Money Market IRA Rates
| Term | APY* | Interest Rate |
|---|---|---|
| less than $25,000 | 0.05% | 0.05% |
| $25,000 - $99,999 | 0.05% | 0.05% |
| $100,000+ | 0.10% | 0.10% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum of $50 is required to open the account. There is no minimum to earn interest. Fees could reduce earnings.
Equal Housing Lender