Personal Banking
All of Life’s Essentials and More, In One Place
Personal Checking
Enjoy all the banking essentials and more with Peoples Bank personal checking. With options for everyone, our checking products are designed to make your experience easy and rewarding. Get unlimited check writing, debit card, online and mobile banking, bill pay, and more. Let Peoples Bank take you where you want to go.
Personal Savings
Whether you’re saving for something special or planning for retirement, Peoples Bank has a personal savings solution to achieve your goals. Grow your money with personal savings or money market accounts and earn even more with a Certificate of Deposit (CD). Build towards your retirement with a Peoples Bank Individual Retirement Account (IRA). Find your future with Peoples Bank at your side.
Personal Credit Card
Choosing the right card is easier than ever with Peoples Bank. Get convenient and flexible purchasing power with one of our Visa credit cards. Whether in person or online, put your mind at ease with our enhanced security features.
Personal Loans & Lines of Credit
Peoples Bank offers a variety of personal loans and lines of credit to help you achieve your financing goals. Applying for a loan is quick and easy. Our team of experienced Bankers are ready to help you find the perfect solution.
Home Loans
Peoples Bank welcomes you to the neighborhood. As a locally owned community bank, we’ve helped our neighbors buy homes for over 100 years. Whether you plan to buy, build, or refinance, let us help you open the door to your dream home.
Teen Access Checking & Youth Savings
Put their financial future on the path to success with checking and savings solutions designed just for them. Peoples Bank offers Teen Access Checking for youth ages 13 to 19, with all the necessary services to learn how to manage spending. Youth Savings is for children and teens age 19 and younger with no monthly fees or minimum balances.
Home Loans
With you every step of the way
Buy
Whether you’re buying your first home or your dream home, Peoples Bank is ready to help you. We make financing your home easy, so you can focus on what’s really important.
Build
Get your project off to a great start – and finish, at Peoples Bank. Whether working with a contractor or financing a land purchase, we can help.
Refinance
With competitive rates, expert loan specialists, and local loan decisions, Peoples Bank makes refinancing easy – as it should be.
Home Equity
Use the equity in your home to finance planned or unplanned expenses with a Peoples Bank Home Equity Line of Credit. Access funds anytime and only pay interest on the amount borrowed.
Apply Online
Start your mortgage application anytime, from the comfort of your home or when it’s most convenient. A dedicated home loan specialist will help you through the entire process whether you plan to buy, build, or refinance.
Meet Our Lenders
Peoples Bank home loan specialists work closely with you to make your dreams of homeownership come true. We’re here to help you through the entire process with support you can find locally.
Personal Loans
Financing Your Next Adventure
Express Line of Credit
Express Line of Credit from Peoples Bank is a personal line of credit linked directly to your checking account. Write a check or make a purchase for more than you have in your checking account, and your Express Line will cover it, up to your available credit limit ($1,000 maximum).
Cash Secured Loan
Cash Secured Loans from Peoples Bank are fixed-rate, installment loans secured by your Peoples Bank Savings Account or Certificate of Deposit (CD). It’s the perfect choice when you need some extra cash, but don’t want to take from your savings account balances. With loan amounts starting at $500, you’ll find low monthly payments and competitive rates.
CashPlease Loan
CashPlease loans are a lower-interest alternative to payday loans. Loan amounts vary from $300 to as much as $1,000. These convenient loans are available 24/7 and provide easy access to cash. CashPlease is your solution to short-term money needs with cash deposited into your account in 1-2 business days or less.
Personal Unsecured Loans
Peoples Bank Personal Unsecured Loans allow you to get cash without collateral. With loan amounts between $5,000 – $20,000, you can choose a line of credit or term loan option. Automatic payment from a Peoples Bank checking account is required.
Auto Loans
Whether you’re purchasing your first car or your dream car, Peoples Bank is here to help. We offer fast and easy financing for your next set of wheels through new or used auto loans. At Peoples Bank, you’ll find:
- Competitive down payments.
- Minimum loan amount of $5,000.
- Used car financing available for cars up to 10 years old.
- A wide selection of terms available.
RV Loans
If you’re called by the open road or the great outdoors, Peoples Bank can help you get there. We offer financing for your next adventure through recreational vehicle loans. At Peoples Bank, you’ll find:
- Financing for motor homes, campers, folding trailers, fifth wheel, and travel trailers.
- A wide selection of terms available.
- Dealer purchases only
Boat Loans
Peoples Bank offers a variety of boat loans. If you’re dreaming of water skiing, sailing, or fishing, we’ll help make it a reality. Plus, you’ll enjoy knowing that Peoples Bank boat loans are not sold. Our team looks forward to serving you through the life of your next boat loan … and the one after that!
Personal Storage Condo Loans
Flexible financing for extra storage space
Personal storage condominiums are like residential condominiums. It’s a piece of real estate that you own. Purchase a specific unit at a storage facility and use it as a permanent space to store your belongings. Whether you have a collection of classic cars or an RV to store for the winter, a personal storage condo is an increasingly popular and widely available option.
If you’d like to buy one of your own, let Peoples Bank handle your financing with a Personal Storage Condo Loan. At Peoples Bank, you’ll find:
- Competitive terms.
- Up to 75% financing available.
- Loan amounts up to $400,000
- Purchase and/or limited cash-out only.
Additional Banking Services
Online & Mobile Services
Our online banking and mobile technology gives you powerful tools to manage your finances anywhere, anytime. Check your balance, pay bills, move money, and more.
Personal Investments
Peoples Investments helps you build an investment portfolio based on your unique personal and business goals. Rely on a local team that is dedicated to a higher level of service.
Fraud Prevention
It’s our business to outwit fraudsters. At Peoples Bank, you’re supported with a sophisticated and multi-layered defense against fraudulent activity.
Equal Housing Lender