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Find the Right Loan for You
Construction Loans
Take advantage of flexible construction terms and an automated construction draw disbursement process while enjoying the benefit of local underwriting and approval. Depending on your needs and eligibility, choose from fixed- and adjustable-rate options. We offer two loan types to streamline the process by combining all the costs of construction and your mortgage into a single loan, allowing for a seamless move-in experience.
Our Conforming OneStep Construction combines construction and permanent financing, with the option to float down to current market rates when construction is complete. And our Portfolio OneStep Construction program provides financing options to borrowers that do not meet traditional conforming guidelines or exceed conforming loan limits.
Check out our Construction Loan Guide for valuable information that will help you become more informed about construction financing and loan options available to you.
HomeStyle Renovation Loans
Make your home improvement vision a reality with just one loan. The Fannie Mae HomeStyle Renovation program at Peoples Bank is a simple and flexible way to buy a home or refinance your existing home by including funds for renovations or repairs in the new loan amount.
Save time and money over more costly financing methods like credit cards or a home equity line of credit. Finance improvements on your primary residence, second home, or investment property. Multiple types of repairs or improvements are allowed, with up to 97% loan-to-value for purchase scenarios available.
Land/Lot Loans
Claim the perfect spot for your dream home with lot and land financing from Peoples Bank. We offer flexible and competitive terms designed to meet your needs and help you purchase land.
Finance up to 75% with loan amounts from $50,000 to $500,000. Choose from short-term options with long-term amortization. When you’re ready to build, take advantage of the wide variety of construction financing available at Peoples Bank.
Apply Online
Ready to start your home loan? So are we! Our online application allows you to apply anytime from the comfort of your home and when it’s most convenient for you. It’s fast, powerful, and completely online. Use the application to buy, build, or refinance.
Meet Our Lenders
Local help, local decisions
Peoples Bank home loan specialists work closely with you to make your dreams of homeownership come true. They’re here to help you through the entire process with support you can find locally.
Equal Housing Lender