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Home Loans

With You, Every Step of the Way

Peoples Bank welcomes you to the neighborhood. As a locally owned community bank, we’ve helped our neighbors buy homes for over 100 years. Whether you plan to buy, build, or refinance, let us help you open the door to your dream home.

Buy

Whether you’re buying your first home or your dream home, Peoples Bank is ready to help you. We make financing your home easy, so you can focus on what’s important.

Build

Get your project off to a great start – and finish, at Peoples Bank. Whether working with a contractor or financing a land purchase, we can help.

Refinance

With low rates, expert loan specialists, and local loan decisions, Peoples Bank makes refinancing easy – as it should be.

Mortgage Payment Calculator

Home Equity Line of Credit (HELOC)

Flexible, secure, and easy-to-use

Use the equity in your home to finance planned or unplanned expenses with a Peoples Bank Home Equity Line of Credit (HELOC). Access funds anytime and only pay interest on the amount borrowed.

Mortgage Purchase Rates

Mortgage Type1Points2RateAPR3Sample Payment
15 Year Fixed Rate0.875%6.125%6.361%$3,828.00
30 Year Fixed Rate0.875%6.875%7.026%$2,956.00

Last Updated On: December 21, 2024

Meet Our Lenders

Local help, local decisions

Peoples Bank home loan specialists work closely with you to make your dreams of homeownership come true. They’re here to help you through the entire process with support you can find locally.

Homebuyer Planning Consultation

Take the first step towards homeownership with a complimentary homebuyer planning consultation. Our local and knowledgeable home loan specialists will help you determine the best loan options and give you an idea of future mortgage payments, providing a roadmap toward your new home.

Questions? Complete the form below, and a Peoples Bank home loan specialist will get back to you shortly.


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