Personal Checking Solutions
Checking accounts help you on your journey. And like a good friend along the way, we’ll help you get to your destination.
Options for Everyone
Whatever you need, wherever life takes you, Peoples Bank will always be in your corner. With checking products designed to meet all the essentials and more, banking with us takes you where you want to go. As always, all our checking products come with Peoples Bank’s exemplary service to make your experience easy and rewarding.
Essential Checking
Essential services without a monthly service charge. Simple. Straightforward. This account makes it easy to manage money.
- Monthly Service Charge: $0
- Minimum to Open: $50
- Minimum Balance to Avoid Monthly Fee: $0
- Paper Statements: $2
- Waived by enrolling in eStatements or for customers age 70+
Personal Relationship Checking
An account that rewards you for doing more with us. Earn interest on your deposits and enjoy other valuable benefits.
- Monthly Service Charge: $8
- Minimum to Open: $50
-
Minimum Balance to Avoid Monthly Fee:
$10,000 in combined & linked deposit balances1
Or
$100,000 in combined & linked consumer and mortgage loan balances2 - Paper Statements: $0
- Additional Benefits:
- Earns Interest View Rates
- Up to $25 per month in refunds for ATM owner fees 3,4
- Refunds for Peoples Bank ATM withdrawal fees 5,6
- Refunds for international transaction fees 6
- Complimentary:
- One box Peoples Bank checks per calendar year
- Discount on other check styles
- Cashier’s checks
- One outgoing domestic wire per month 3
- Unlimited incoming domestic wires 5
- Personal Money Market when linked to checking
Personal Relationship Checking Rates
| Term | APY* | Interest Rate |
|---|---|---|
| All Balances | 0.03% | 0.03% |
Last Updated On: December 18, 2024
*Annual Percentage Yield (APY) is current as of the effective date. Rates are variable and subject to change after account opening. A minimum of $50 is required to open the account. There is no minimum to earn interest. Fees could reduce earnings.
Refer to our Personal Fee Schedule and other disclosures for complete details and fee information.
Teen Access Checking
Start your teen’s financial journey today with Teen Access Checking! Designed for ages 13 to 19, this account offers no monthly service charge, no minimum balance, and zero overdraft fees. Give your teen the tools they need to confidently manage their spending.
Checking Account Highlights
Online & Mobile Banking
Free Bill Pay
Mobile Check Deposit
Send Money with Zelle®
Visa Debit Card
Mobile Wallet
Unlimited Check Writing
eStatements Available
Savings Options
Reach your goals faster by pairing your checking account with one of several savings options. Peoples Bank Personal Savings and Personal Money Market offer an easy way to grow your balances, with just a minimum of $50 to open. Earn even more by choosing one of our Certificates of Deposit. Plan for your financial future with an Individual Retirement Account or with Peoples Investments.
Banking on the Go
Fast, simple and secure banking is at your fingertips with online and mobile access to your checking accounts. Take control of your finances, wherever you go, right from your computer or smartphone.
Peoples Bank online banking gives you powerful tools to manage your finances anywhere, anytime. Securely view your account and transaction information, make payments, move money, and more.
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