Home Loans
With You, Every Step of the Way
Peoples Bank welcomes you to the neighborhood. As a locally owned community bank, we’ve helped our neighbors buy homes for over 100 years. Whether you plan to buy, build, or refinance, let us help you open the door to your dream home.
Buy
Whether you’re buying your first home or your dream home, Peoples Bank is ready to help you. We make financing your home easy, so you can focus on what’s important.
Build
Get your project off to a great start – and finish, at Peoples Bank. Whether working with a contractor or financing a land purchase, we can help.
Refinance
With low rates, expert loan specialists, and local loan decisions, Peoples Bank makes refinancing easy – as it should be.
Mortgage Payment Calculator
Home Equity Line of Credit (HELOC)
Flexible, secure, and easy-to-use
Use the equity in your home to finance planned or unplanned expenses with a Peoples Bank Home Equity Line of Credit (HELOC). Access funds anytime and only pay interest on the amount borrowed.
Mortgage Purchase Rates
Mortgage Type1 | Points2 | Rate | APR3 | Sample Payment |
---|---|---|---|---|
15 Year Fixed Rate | 0.750% | 6.375% | 6.470% | $3,889.00 |
30 Year Fixed Rate | 0.750% | 7.000% | 7.140% | $2,994.00 |
Last Updated On: December 30, 2024
Disclosures
1A fixed rate mortgage provides you with the security of a monthly payment that doesn’t change. Fixed rate loans are one of the most popular options today.
2Discount points are additional funds paid at closing to reduce your interest rate.
3The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate.
Rates and points are subject to change without prior notice. Pricing adjustors related to property type, occupancy and other underwriting criteria may impact the APR. Monthly sample payments are based on a loan amount of $450,000, 780 or higher credit score, and a 30-day lock term. Actual payment obligation may be higher, since sample payment amount does not include property taxes, hazard insurance, or monthly mortgage insurance (if required). Stated APR assumes posted points.
Meet Our Lenders
Local help, local decisions
Peoples Bank home loan specialists work closely with you to make your dreams of homeownership come true. They’re here to help you through the entire process with support you can find locally.
Homebuyer Planning Consultation
Take the first step towards homeownership with a complimentary homebuyer planning consultation. Our local and knowledgeable home loan specialists will help you determine the best loan options and give you an idea of future mortgage payments, providing a roadmap toward your new home.
Questions? Complete the form below, and a Peoples Bank home loan specialist will get back to you shortly.